Private Student loan Consolidation Program

A Private Consolidation Loan through Graduate Loan Associates gives you the opportunity to combine all of your Private Student Loans into one easy-to-manage loan.  Our introductory interest rate coupled with our interest-only payment option can lower your monthly payment obligation by as much as 45% in the first year!

Private Consolidation Loan features:

• An Introductory rate starting as low as 5.76%
• The option to pay interest-only for the first two years.
• A generous repayment term of up to 30 years.
• A cosigner release option for on time payments (if cosigner is needed).
• Forbearance options to postpone payments, when money is tight.
• 0.25% rate reduction for using our auto-debit feature.
• ONE payment to ONE lender.
• If you have a cosigner now, this could be an avenue to get them off.
• Better your credit rating.

Private Consolidation improves your debt to income ratio helping you better qualify for a home or new car.  There are absolutely no application fees or any other out of pocket costs to apply.  No pre-payment penalties, so you have the freedom to pay as much as you would like as often as you would like.

Please contact us today to get a pre-approval decision within minutes. 1-800-309-0825.

Frequently asked questions about student loan consolidation.